Definition: Mortgage: A type of loan, usually for buying a home or other assets that can be easily liquidated as collateral. 620 Credit Score: This is a scoring system used by lenders to assess your creditworthiness when applying for loans or credit cards. The score ranges from 350 (very low credit risk) up to 850 (very high credit risk). A higher score indicates better financial management and risk assessment abilities, making it easier for the lender to approve loans or credit card applications. The word 'mortgage' refers to a type of loan that is usually for buying a home or other assets. The credit score range used by lenders can vary depending on the type of loan and the purpose of the borrowing. However, generally speaking, a higher credit score indicates better financial management and risk assessment abilities, making it easier for the lender to approve loans or credit card applications.
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